ok i went to the mac last night.. and the damn thing only let me take out 200 dollars.. then today i went to go to the bank to withdraw the rest of the 800 i wanted to take out and deposit a few checks.. the bank teller hands me back all my money and checks..and says im sorry but your account has been frozen... which is literally impossible because i am the only one on my checking account.. cause i just took my mom off it.. and she has noooo access to my account... soo i was wondering if anyone knew why an account would or could get froze??.... fking pissing me off cause i was using that money to get my integra tax title and tag cause my mom didnt want to do it all on her credit card

 

ATM's typically only let you take out 200 per day . . .

 

You were going to get $1,000 in $20 bills? You realize that's a stack almost a half inch thick, right?

As mxs said, there's a limit on how much you can take out of an ATM over the course of one business day. They do this so if anyone gets a hold of your card and PIN they can't get away with too much money before the bank notices that something is up. Plus, different levels of accounts have different withdrawal limits. Keep in mind that from close Friday to close Monday is one business day (and it's Tuesday if there's a holiday in there).

Accounts can be frozen for a variety of reasons, most of which boil down to fraud, abuse, or the bank seeing a worrysome difference in your account activity. You need to call your bank's customer service number or talk to an account rep at a branch and see what's up. I can guarantee you that if you're polite and reasonable the rep will do whatever he/she can do to unlock the account. I used to be a teller and the people who treated us like humans got the best service.

 

this is what gets me.. i went down there..and they told me it was froze and there was nothing they could do about it.. i couldnt even deposit.....
i know its 1/2 inch thick.. ive had 2g in my hand in 20s... cause the bank i go to doesnt like to give out the big bills.. now i called again about my account..and they still dont know... im not the only one whos accounts froze in our system though... sooo maybe its just the banks being weird... i hateeeeeee electronic bankinggggg....

 

Here is the reason, they flagged your account for your safety. Banks will do that when they see a large amount withdrawn. The best way to do it is actually walk inot your bank and face to face with a teller, get your money. That way they wont flag it because its legit.

 

The person at the window you went to should have been able to call their loss prevention and find out exactly why the hold was placed on the account. Like Shellebelle said, theres lots of reasons. Normally banks wont even let you take your money out, they will send you a check for the amount you had in your account. No teller, banker or anyone in the bank but the store manager should have been able to lift the hold from the account to give you your money.

Also, atleast with Wells Fargo, you can not take people off your account. You can add people on, but to take someone off, you have to close the account, and get one with just yourself. That could have been part of the reason they put a freeze on your account, because if you closed one, then opened another one, and wanted to make a lot of withdrawals. Call customer service or go into the branch and tell them you want to know why this was placed on your account.

 

not always, i know with my bank anyway, it depends on how your credit is, when i first opened my account i was only alloud to take out $100 a day and $500 a week, then i got it changed to $500 a day and $1000 a week, and now i can walk up to a bank machine and take out $1000 a day(even though i never have that much[:@]) and the bank machine will give it to me there and then. Also when you deposit a cheque there is a credti limit on a certain ammount, for example if i deposited a cheque for $500, i use to be able to take out $200 for 5 business days till the cheque cleared, i have now gotten that changed so that it is $2000 limit, so if i deposited any ammount of money up to $2000 i could take it all out if i wanted to(but i would have to use a teller cause i only have a $1000 withdrawl limit..... man i cant remember the last time i saw anything close to those numbers in my account i need a better job

 

eh.. no limits on my account.. haha... thats what threw me off.. ive withdrawn 2 gs before from the mac... but... i got the problem fixed i think... i called down to the lady i talked to earlier..and she said they found out the hold was placed due to a credit/background check i had going on... damn fbi!... its for the air force my thoughts are.. i unooo... but thats what theys said.. everythings fixed... teggie tomorrow

 

that's why I said "typically" and not "always"

 

Send me your account number and SS number and I'll see what I can do.