it's a bad bad day... my car totalled
#21
01-22-2008 | 01:39 PM
Thread Starter
Joined: Jan 2008
Posts: 6
update
so just another update on my bad luck streak... i called Capital One and yep, you guys are right, they want me to pay off the loan in full in the next 30 days... hmm... where can i get $13,000.00??
It is true that they required full coverage however they never heard of Progressive!! Can you guys believe that? anyhow, they didn't check to make sure i had full coverage so guess that's their fault but i still have to pay within the time limit. the Capital One agent was very nice and let me know that i can take out a personal loan so guess that's just the next step i gotta take. *sigh* anyhow just wanted to share in case anyone out there cared. haha.
It is true that they required full coverage however they never heard of Progressive!! Can you guys believe that? anyhow, they didn't check to make sure i had full coverage so guess that's their fault but i still have to pay within the time limit. the Capital One agent was very nice and let me know that i can take out a personal loan so guess that's just the next step i gotta take. *sigh* anyhow just wanted to share in case anyone out there cared. haha.
#22
01-22-2008 | 02:01 PM
Joined: Dec 2007
Posts: 240
From: Canada
RE: update
ORIGINAL: love2cul8r
so just another update on my bad luck streak... i called Capital One and yep, you guys are right, they want me to pay off the loan in full in the next 30 days... hmm... where can i get $13,000.00??
It is true that they required full coverage however they never heard of Progressive!! Can you guys believe that? anyhow, they didn't check to make sure i had full coverage so guess that's their fault but i still have to pay within the time limit. the Capital One agent was very nice and let me know that i can take out a personal loan so guess that's just the next step i gotta take. *sigh* anyhow just wanted to share in case anyone out there cared. haha.
so just another update on my bad luck streak... i called Capital One and yep, you guys are right, they want me to pay off the loan in full in the next 30 days... hmm... where can i get $13,000.00??
It is true that they required full coverage however they never heard of Progressive!! Can you guys believe that? anyhow, they didn't check to make sure i had full coverage so guess that's their fault but i still have to pay within the time limit. the Capital One agent was very nice and let me know that i can take out a personal loan so guess that's just the next step i gotta take. *sigh* anyhow just wanted to share in case anyone out there cared. haha.
...taking a loan to pay for a car you dont even have sucks so much......
#23
01-22-2008 | 08:39 PM
HCF Member
Joined: Apr 2006
Posts: 32
RE: update
love2cul8r,
My wife recently got rear-ended inour '06 LX sedan, so I can sympathize with you- driving in L.A. is hazardous at best. The other party was driving a big F350 work truck, but surprisingly the damage was not bad (bumper destroyed, but taillights and rear unibody intact). It's always a hassle to get your car repaired, but at least the insurance will take care of it for the most part.
I know this doesn't help you, but life often teaches us lessons- I think next time you will definitely have full insurance coverage on your next new car, even if someone tells you it's not necessary.
Geno
My wife recently got rear-ended inour '06 LX sedan, so I can sympathize with you- driving in L.A. is hazardous at best. The other party was driving a big F350 work truck, but surprisingly the damage was not bad (bumper destroyed, but taillights and rear unibody intact). It's always a hassle to get your car repaired, but at least the insurance will take care of it for the most part.
I know this doesn't help you, but life often teaches us lessons- I think next time you will definitely have full insurance coverage on your next new car, even if someone tells you it's not necessary.
Geno
#25
01-23-2008 | 05:05 AM
Administrator
Joined: Jun 2006
Posts: 4,161
RE: it's a bad bad day... my car totalled
sorry to hear about your accident, ill admit i didnt read this whole thread, but seems like insurance isnt paying for your losses?! are they at least going to total it and give you what it was worth?! i hope so.
#26
01-23-2008 | 09:18 AM
Member
Joined: May 2007
Posts: 54
RE: what to do now?
let me ask you dude. When you bought the vehicle, did you pay it in full up front or you doin monthly payments? Cuz down here that I know of, no bank will finance you unless you have full coverage. I worked in the insurance biz for a little while, without that traffic citation that the officer should've given the dodge ram, you're in pretty hot water bro.. good luck to you cuz you'll need it. Since the cop never gave the citation, that driver could easily turn it against you dude. I hope that you atleast have the name of the officer so you can communicate with him should you need it.
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